Settle is the native Mac app for creating professional invoices quickly. Describe the work, get a polished invoice, export a PDF, and send a Stripe payment link — all without leaving your Mac.
Most invoice generators for Mac require you to fill in every field manually. Settle uses Apple Intelligence to do the heavy lifting — you describe the work in plain language and it builds the invoice for you.
Type "web design for Acme, 3 days at £400" and Settle drafts a complete invoice with line items, rates, and due date.
Add tax, a deposit, expenses, or your business logo. Settle previews the invoice as a professional PDF as you edit.
Share the PDF by email or create a Stripe payment link for one-click online checkout. Track when it is opened and paid.
Generate invoice PDFs entirely on your Mac using Apple's PDFKit. No file uploads, no third-party rendering — just a clean professional PDF ready to send.
On supported Macs, Settle uses Apple Intelligence to suggest line items, client-aware rates, and payment terms. Falls back gracefully on older hardware.
Save clients from Apple Contacts or create them in Settle. Rates, currency preferences, and payment terms are remembered per client.
Create a Stripe checkout link from any invoice on Mac. Clients pay online with a card or Apple Pay — you see payment arrive in your Stripe dashboard.
Invoices created on Mac appear instantly on your iPhone. Use iPhone as a remote control for Mac invoice actions — useful when you are on-site with a client.
Automate invoice creation with Apple Shortcuts. Ask Siri "how much does my client owe" and get an instant answer without opening the app.
Set up recurring invoices for retainer clients. Convert accepted estimates into final invoices without re-entering a single line item.
See outstanding invoices, overdue amounts, total revenue, and active timers at a glance. Mac widgets keep the numbers visible without opening the app.
Use the free online invoice generator — no account, no sign-up. Fill in the details and download your PDF instantly.
Settle is a free, native Mac invoice generator that creates professional PDF invoices in seconds. It uses Apple Intelligence for smart drafting, syncs via iCloud, and lets you collect payments via Stripe — all without browser tabs or subscriptions for core use.
macOS does not include a built-in invoice generator. Pages has basic templates, but they lack invoice-specific features like client tracking, payment links, overdue reminders, and Stripe integration. Settle fills this gap as a dedicated native Mac invoice app.
Yes. Settle generates professional invoice PDFs entirely on your Mac using Apple's PDFKit — no internet connection required for PDF export. The file is saved locally and can be shared directly from Settle via email, AirDrop, or Finder.
Settle focuses on the invoicing and billing side of running a freelance or small service business — not full bookkeeping. If you need VAT returns or double-entry accounting, you may want a separate tool for that. For creating invoices, tracking payments, and getting paid, Settle covers everything with a much simpler interface.
Yes. Invoice creation, editing, and PDF generation all work fully offline on Mac. Stripe payment links and iCloud sync require internet access, but your invoice data is always available locally even without a connection.