Start with a useful answer
Free tools for the moments that usually become a spreadsheet.
Freelancer runway calculator
Estimate how long your cash can carry you after costs, expected invoices and a tax reserve.
ExpensesReceipt scanner
Extract a merchant, amount and date from a receipt in the browser, without creating an account.
Client captureBusiness card to contact
Turn a card photo into a downloadable contact record after a meeting or event.
CollectionsInvoice follow-up calculator
See how overdue an invoice is, how much cash is waiting and when to follow up.
Before you sendFreelancer invoice checklist
Check client details, line items, payment terms and follow-up before sending.
Guides for independent work
Choose the workflow you want to make calmer.
Invoice clients without a full accounting suite
What to keep in an invoice workflow when you want clarity without adopting a bigger system.
iPhoneTrack income and expenses on iPhone
Capture the detail when it happens, then review the bigger picture on Mac.
PaymentTrack unpaid invoices on iPhone
Build a simple follow-up habit without losing payment context in email threads.
CompareCompare a focused alternative
See where a native Mac and iPhone workflow fits when a broader platform feels like too much.
The app behind the tools
Keep the result organised automatically in Settle.
Settle brings clients, timers, expenses, estimates, invoices, PDFs and payment follow-up into one native workspace on Mac and iPhone. Download it from the App Store and see current availability and pricing there.